Some things that I will not promote

I will write just about anything.......if you pay me enough, but there are some exceptions. I will draw the line at gambling, drinking, smoking and payday advance loans. Let me tell you why.

I have seen first hand what heavy drinking and smoking can do to a family. Both my husbands father and my father died as complications of smoking. Heavy drinkers are rampant in my husbands family. Their habit has broken up almost every marriage so far. Where I live I noticed a lot of older men riding bicycles, then I found out they rode bikes simply because they lost their drivers licenses due to DUI's. So you can see why I will not promote drinking and smoking.

Gambling is another story. My mother-in-law is addicted to her state's lottery. She buys scratch off tickets everyday and of course buys those tickets for the BIG one. All this on her small fixed income and living one SS check to the next. She is in her late 70's and hopes to win big one day.......I doubt it, but she is addicted to the tune of at least $100 a week. That is an addiction that equals $5200 a year or more.

Lastly, those nasty payday loan sharks. In some states they are thinking about banning them. Those loans can often equal an interest rate of 75%. I am old enough to remember when the real mob loan sharks use to charge a 30% interest charge on their loans, nowadays credit card companies took over that slot. The only loan you should ever have is the one on your house, all other items you should save up for and pay cash.